At Central State Credit Union, we understand the financial hurdles many families face. That’s why we've teamed up with Starlight to provide our members with essential support during challenging times.
Customized Financial Guidance
Get personalized assistance to find and navigate financial assistance programs designed to help you save on expenses such as childcare, groceries, healthcare, utilities, housing, and more.
Unlock Savings Opportunities
Through our partnership with Starlight, Central State Credit Union members can tap into billions of dollars in unclaimed financial aid, offering much-needed relief to those who qualify.
Your Comprehensive Resource
Easily discover local, state, and federal programs designed to ease your financial burden. Our platform provides estimates on potential savings for programs that can assist with:
Childcare
Food Expenses
Tax Credits
Utility Bills
Unemployment Benefits
Home Purchases
And more…
Guidance Every Step of the Way
We offer step-by-step support to help you apply for various programs, complete with follow-up texts and reminders to ensure you stay on track.
"The savings have significantly improved my financial situation."
"Navigating government benefits used to be daunting. With your help, it was so much simpler."
Explore Available Programs
Click on the program names below to learn more about how they can help you.
- CalFresh
SNAP provides crucial food assistance to eligible individuals and families. By using an Electronic Benefits Transfer (EBT) card, similar to a debit card, recipients can purchase food at participating stores.
- MediCal / Health Insurance Credits
MediCal and ACA provide comprehensive health insurance to eligible individuals and families, offering discounts and relief from the high costs of medical care.
- Heating / Utility Assistance (HEAP)
Struggling with utility bills? HEAP provides financial assistance to individuals and households with utilities, including electric bills, light bills, and power bills.
- Childcare
Are you struggling with childcare bills? Childcare assistance programs may offer financial relief by subsidizing the cost of childcare for eligible families. This allows parents to continue working or pursuing education while ensuring their children are cared for in a safe environment.
- WIC
WIC supports the health of pregnant women, new mothers, and young children with nutrition education, healthcare referrals, and assistance for food. If you're a mother or expecting, see how WIC can help you and your child thrive.
- Earned Income Tax Credit (EITC)
The Earned Income Tax Credit is designed to help working individuals and families receive financial relief. By reducing the amount of tax owed and potentially increasing your refund, EITC helps around 25 million people each year keep more of their hard-earned money.
- Child Tax Credit (CTC)
The Child Tax Credit offers assistance to families by providing direct financial help to support the cost of raising children. This tax credit is available to qualifying families and can dramatically reduce the financial burden of parenting.
- Unemployment
For those who have lost their job through no fault of their own, unemployment benefits offer short-term financial assistance to ease the burden. These benefits support your financial needs while you seek new employment.
- Down Payment Assistance
Helps first-time homebuyers cover the costs of a down payment and closing fees, with the goal of making homeownership more affordable.
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